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Assistente Onyx

Your expenses, organized. Your goals become destinations.

AI categorizes your spending, tracks your goals, and suggests portfolio adjustments. You simply provide the approval.

Create account
Learn more

From day one

Active as soon as your account is approved.

  • Access to 1,300+ VIP lounges

  • Invalid points

  • Dedicated support

  • Metal card

  • International travel insurance

  • AI for your finances

App

Everything on one screen

Balance, bill, and what needs your attention as soon as you open the app.

Keep scrolling
9:41
Good afternoon,Clara
Account Balance
$ 47,900.00
Earned in October
+$ 0.00100% of CDI
$ 0.00 today
Pay
Deposit
Request
Card •••• 4417Bill: $ 3,120.40 · Closes on Oct 12
This Month
Details
Spending
19 days until closing
$ 6,200of $ 10,000
Travel$ 2,980
Dining$ 1,880
Home$ 1,720
Other$ 1,260
Onyx Assistantnow
All setNo pending actions right now. Your October summary arrives on the 31st.
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
Card
Physical
Virtual
Onyx
Onyx
CLARA M. AZEVEDO
Current Bill
$ 2,800.00
Closes Oct 12 · Due Oct 19
Pay Bill
6-month average · $ 4,380
$ 0$ 6,000
$ 1,260 below average
History
Limit used$ 3,120.40 of $ 30,000
Available $ 26,879.60
Lock
Virtual
Limit
PIN
Benefits
See all
VIP Lounges
4 of 6
Points46,000
Travel insurance
Active
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
Invest
Invested Assets
$ 309,000.00
$ 2,140.30 this month
+0.69%
320k310k300k290knovjanmarmayjulsep
Aug$ 309,120
Portfolio
CDI
1M
6M
1Y
All
Portfolio
Details
Fixed Income62%$ 193,738
Funds23%$ 71,870
Stocks15%$ 46,872
0%
Goal
Travel fund$ 27,200 of $ 40,000 · $ 12,800 to go
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
AssistantClara, here’s your month at a glance.
Monthly summarynow
Spending below August
0%
October$ 0
August$ 0
Where you saved
Dining−$ 0
Travel−$ 0
See full summary
Charge changed2h ago
S
Streaming
+100%
$ 44.90$ 89.90
Review
Keep
Suggested adjustmentyesterday
Move 5% of your portfolio to fixed income
Now
0%
After
0%
Approve
Not now
Ask the assistant
Home
Card
Invest
Assistant
App

Everything on one screen

Balance, bill, and what needs your attention as soon as you open the app.

Keep scrolling
9:41
Good afternoon,Clara
Account Balance
$ 47,900.00
Earned in October
+$ 0.00100% of CDI
$ 0.00 today
Pay
Deposit
Request
Card •••• 4417Bill: $ 3,120.40 · Closes on Oct 12
This Month
Details
Spending
19 days until closing
$ 6,200of $ 10,000
Travel$ 2,980
Dining$ 1,880
Home$ 1,720
Other$ 1,260
Onyx Assistantnow
All setNo pending actions right now. Your October summary arrives on the 31st.
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
Card
Physical
Virtual
Onyx
Onyx
CLARA M. AZEVEDO
Current Bill
$ 2,800.00
Closes Oct 12 · Due Oct 19
Pay Bill
6-month average · $ 4,380
$ 0$ 6,000
$ 1,260 below average
History
Limit used$ 3,120.40 of $ 30,000
Available $ 26,879.60
Lock
Virtual
Limit
PIN
Benefits
See all
VIP Lounges
4 of 6
Points46,000
Travel insurance
Active
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
Invest
Invested Assets
$ 309,000.00
$ 2,140.30 this month
+0.69%
320k310k300k290knovjanmarmayjulsep
Aug$ 309,120
Portfolio
CDI
1M
6M
1Y
All
Portfolio
Details
Fixed Income62%$ 193,738
Funds23%$ 71,870
Stocks15%$ 46,872
0%
Goal
Travel fund$ 27,200 of $ 40,000 · $ 12,800 to go
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
AssistantClara, here’s your month at a glance.
Monthly summarynow
Spending below August
0%
October$ 0
August$ 0
Where you saved
Dining−$ 0
Travel−$ 0
See full summary
Charge changed2h ago
S
Streaming
+100%
$ 44.90$ 89.90
Review
Keep
Suggested adjustmentyesterday
Move 5% of your portfolio to fixed income
Now
0%
After
0%
Approve
Not now
Ask the assistant
Home
Card
Invest
Assistant
App

Everything on one screen

Balance, bill, and what needs your attention as soon as you open the app.

Keep scrolling
9:41
Good afternoon,Clara
Account Balance
$ 47,900.00
Earned in October
+$ 0.00100% of CDI
$ 0.00 today
Pay
Deposit
Request
Card •••• 4417Bill: $ 3,120.40 · Closes on Oct 12
This Month
Details
Spending
19 days until closing
$ 6,200of $ 10,000
Travel$ 2,980
Dining$ 1,880
Home$ 1,720
Other$ 1,260
Onyx Assistantnow
All setNo pending actions right now. Your October summary arrives on the 31st.
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
Card
Physical
Virtual
Onyx
Onyx
CLARA M. AZEVEDO
Current Bill
$ 2,800.00
Closes Oct 12 · Due Oct 19
Pay Bill
6-month average · $ 4,380
$ 0$ 6,000
$ 1,260 below average
History
Limit used$ 3,120.40 of $ 30,000
Available $ 26,879.60
Lock
Virtual
Limit
PIN
Benefits
See all
VIP Lounges
4 of 6
Points46,000
Travel insurance
Active
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
Invest
Invested Assets
$ 309,000.00
$ 2,140.30 this month
+0.69%
320k310k300k290knovjanmarmayjulsep
Aug$ 309,120
Portfolio
CDI
1M
6M
1Y
All
Portfolio
Details
Fixed Income62%$ 193,738
Funds23%$ 71,870
Stocks15%$ 46,872
0%
Goal
Travel fund$ 27,200 of $ 40,000 · $ 12,800 to go
Home
Card
Invest
Assistant
9:41
Good afternoon,Clara
AssistantClara, here’s your month at a glance.
Monthly summarynow
Spending below August
0%
October$ 0
August$ 0
Where you saved
Dining−$ 0
Travel−$ 0
See full summary
Charge changed2h ago
S
Streaming
+100%
$ 44.90$ 89.90
Review
Keep
Suggested adjustmentyesterday
Move 5% of your portfolio to fixed income
Now
0%
After
0%
Approve
Not now
Ask the assistant
Home
Card
Invest
Assistant
Onyx Assistant

With Onyx,
you have more time for:

Create account
Other destinations
Free Sundays
New projects
Long dinners
Good conversations
Peaceful reading sessions
Card

Every journey begins before boarding.

VIP lounges, points that never expire, and travel insurance, all on one card.

Global VIP Lounges
Points for Life
Travel Insurance
24/7 Support

Global VIP Lounges

Over 1,300 airport lounges worldwide.

Points for Life

Earn at your own pace and redeem whenever you want.

Travel Insurance

International coverage when you pay for your ticket.

24/7 Support

By chat or phone, anytime, day or night.

Products

An account that works while you live.

Banking, investments, and business in one app, powered by AI that connects it all.

Create account
100% of CDI
Earned in October+$ 240,00

Your balance earns returns without you lifting a finger.

Tailored Portfolio

$ 312.480
+11.4% in 12 months
54%Fixed Income

Integrated Business Account

Integrated Business Account

OnyxOnyxCLARA M. AZEVEDO
Team

Who Manages Your Account

From banking, fintech, and technology, united to build Onyx.

Helena Duarte

Helena Duarte

Co-Founder & CEO

Plans

Choose your account plan.

Fixed monthly fee, no annual card fee, and cancel anytime.

Monthly

Annual

Onyx

$

/month

For those who travel a few times a year.

✓

Onyx Account & Card

✓

6 VIP lounge visits

✓

1.5 points per dollar

✓

Onyx Assistant in the app

✓

Travel insurance included

Create account

Onyx Ultimate

$

/month

For those who travel almost every month.

✓

Everything in the Onyx plan

✓

Unlimited VIP lounge access

✓

2.5 points per dollar

✓

Business account included

✓

Free additional cards

Create account
Testimonials
I stopped opening spreadsheets on Sundays. My monthly summary is already waiting for me in the app.
Marina LopesArchitect, São Paulo
Blog

Read and decide at your own pace.

Finance, investments, and travel, explained without the rush.

Privacy: What Does AI Really See and Know?
Assistant · 5 min read

Privacy: What Does AI Really See and Know?

Read article
CDB, LCI, or Treasury Bonds: How to Choose
Investments · 6 min read

CDB, LCI, or Treasury Bonds: How to Choose

Read article
How to Use VIP Lounges During Layovers
Travel · 4 min read

How to Use VIP Lounges During Layovers

Read article

Faq

Questions Before Opening Your Account

If you can’t find your answer here, our support team is available through the app.

Who can open an Onyx account?

Anyone over 18 with a valid CPF. Approval depends on income and financial history.

How much does it cost?

How does VIP lounge access work?

Does AI move my money on its own?

Do points expire?

Can I cancel anytime?

Is my money protected?

Onyx

You live.

Onyx takes care of the rest.

You live.

Onyx takes care of the rest.

Open your account in just a few minutes through the app.

Create account
Learn more

Built for everything you’ve worked for.

Create account

Support

24/7 in-app support, Help Center, Ombudsman

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© 2026 Onyx. All rights reserved.

© 2026 Onyx. All rights reserved.

Privacy

Privacy

Terms of Use

Terms of Use

Back to top

Built for everything you’ve worked for.

Create account

Support

24/7 in-app support, Help Center, Ombudsman

Products

Card

Products

Team

Plans

Blog

FAQ

Social

Cole o SVG da logo em Content > SVG Code

© 2026 Onyx. All rights reserved.

© 2026 Onyx. All rights reserved.

Privacy

Privacy

Terms of Use

Terms of Use

Back to top

Built for everything you’ve worked for.

Create account

Support

24/7 in-app support, Help Center, Ombudsman

Products

Card

Products

Team

Plans

Blog

FAQ

Social

Cole o SVG da logo em Content > SVG Code

© 2026 Onyx. All rights reserved.

© 2026 Onyx. All rights reserved.

Privacy

Privacy

Terms of Use

Terms of Use

Back to top

Built for everything you’ve worked for.

Create account

Support

24/7 in-app support, Help Center, Ombudsman

Products

Card

Products

Team

Plans

Blog

FAQ

Social

Cole o SVG da logo em Content > SVG Code

© 2026 Onyx. All rights reserved.

© 2026 Onyx. All rights reserved.

Privacy

Privacy

Terms of Use

Terms of Use

Back to top

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